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Flather & Perkins provides coverage for personal and corporate collections, galleries & museums, and antiques and Fine Arts dealers. We have earned our reputation because of our in-depth knowledge and experience in this highly specialized field. And we provide expertise and personal service at surprisingly competitive prices.

Summary of our Fine Arts Dealer Program

  • Each account is individually underwritten to ensure the insurance coverage provided are tailored to the specific needs of the client.
  • Each account is reviewed annually to adjust coverage, should there be any changes in actual exposures
  • All policies are written on an "All Risk" and automatically include breakage coverage.
  • Transit and Other Location coverage is written to provide coverage in the U.S. for exhibitions and/or shows; in storage; at the restorers; at a client on approval, etc. This coverage also applies to domestic transit including Fed Ex, UPS, common carriers, Fine Arts carriers, as well as while being transported by the insured or their agent.
  • Optional international coverage is also available for overseas shipments as well as for shows or exhibitions outside the continental United States.
  • Owned goods are insured using a pre-determined valuation based upon cost, cost plus a percentage, or selling less a percentage.
  • Consigned goods are covered at the lowest agreed consigned value (net to the consignor).
  • Items sold, but not delivered, are covered at the selling price.

Non-inventory Business Personal Property coverage is also available for telephones, office machines, and furniture, as well as research libraries.

$1,000,000 General Liability coverage is also readily available.

For more information, contact us at info@flatherperkins.net

888 17th Street, NW - Washington, DC 20006
(202) 466-8888 (800) 422-8889 - info@flatherperkins.net